During Open Enrollment

Changes in coverage become effective January 1, 2025.

Health Insurance & Uniform Dental

Complete a Health Insurance Application/Change For Retirees (ET-2331) or log in to myETF Benefits.

Contact ETF with questions.

Health Savings Account (HSA)

For High Deductible Health Plan (HDHP) enrolled participants only:

Submit a paper form to ETF.

You must re-enroll each year. Enrollment does not carry forward from year to year. HSA information can be found on the Optum Financial website.


When you Experience a Life Change Event

You can enroll or make changes to your benefits if you have had a qualifying life event.

For changes to Health Insurance & Uniform Dental, submit a Health Insurance Application/Change For Retirees (ET-2331).