WRS Retirement Benefit

Understand the features of your WRS retirement benefit, which is intended to provide a lifetime retirement annuity.

WRS retirement benefits are calculated using two methods: the formula method, and the money purchase method. ETF calculates your benefit using both methods and automatically pays you the higher amount. See how each method is calculated and resources for estimating your benefit.

The Statement of Benefits is a summary of your WRS retirement account, available each year in mid-April. Find out why you should keep this statement handy, how to make corrections and how to request a duplicate.

Add more money to your WRS account now to increase your benefit payment for life. Find out how to contribute more along with resources to see how they may affect your retirement benefit.

This section provides you with information about life changes and how a life change can affect your benefits.

You can choose to deposit 50% of your contributions, including additional contributions, into the Variable Trust Fund. Before you decide to join, learn how Variable excess or deficiency affects your account value.

Provided you did not close your WRS account by taking a separation benefit, your beneficiaries may be entitled to a benefit after your death. Understand how and what benefits are paid upon your death.

Make sure ETF knows who you want to receive your WRS assets upon your death by keeping your beneficiary designation up-to-date.

No matter where you are in your career, you still have time to plan ahead for your future. ETF has provided pages to help you understand your WRS benefit and save for your retirement goal.

Deciding to retire may be the hardest part of the entire process. ETF can help you master the next steps so that you make decisions that are right for you. Use the resources available on this page to help you through the process.

Enjoy the comfortable retirement you've planned and earned. Stay informed about your WRS benefits with topics from annuity adjustments to health insurance to wellness.

Receive an overview of the Wisconsin Retirement System or understand how your benefits work by viewing one of our videos or attending a live webinar with a benefits specialist who will answer your questions.