Doctor listening to heartbeat of child with mother

Open Enrollment Ends Next Week

Open enrollment ends next week! Make sure to review 2025 insurance changes and make any changes by October 25, 2024.

Review 2025 Insurance Changes

Supplemental Plans

Are you aware that you may be eligible for supplemental dental, vision, and accident benefits?

  • Supplemental dental offers coverage for major dental services such as crowns, bridges, implants, root canals, and dentures. Deductibles and limitations may apply for services.
  • Supplemental vision offers coverage for a routine eye exam, frames, and lenses. Copays and limitations may apply for services.
  • The Accident Plan provides a cash payment for injuries suffered as a result of an accident such as concussions, fractures, burns, emergency care, and surgeries.

Supplemental dental and vision are available to retirees. State employees are eligible for supplemental dental, vision, and the accident plan. Local employees, check with your employer to see if these benefits are available to you or visit the Local Employer Supplemental Options page.

Visit Insurance Page

Life Insurance

Protect your loved ones financially by enrolling in the State of Wisconsin Group Life Insurance Program. When reviewing and enrolling in other benefits, you can also see if life insurance is right for you. The life insurance program is available to all state employees, and local government employees whose employers participate in the program. You may even be able to continue coverage into retirement.

Eligible employees may apply for life insurance coverage at any time by providing a satisfactory evidence of insurability application.

Visit LIfe Insurance Page

Update your Beneficiary Designation

Death benefits are always paid according to the most recent, valid beneficiary designation on file with ETF prior to your death. Your beneficiary information does not automatically change when a life event occurs. Review your beneficiaries and your needs regularly. Birth, adoption, death, marriage, and divorce are all common life situations that can change how you want your beneficiary designation structured.

Completing the Beneficiary Designation Form

Empathy

Empathy is available for members and their beneficiaries enrolled in the Accident plan and/or the Group Life Insurance Program.

Available at no cost, Empathy is a service that offers a holistic approach to bereavement support by providing insured individuals and beneficiaries personalized guidance and care for the administrative, emotional, legal, and financial challenges both when preparing for a loss and after their loved one passes away. Access to Empathy is made available during the claims process.

Learn More About Empathy

Weight Management Support

Many Wisconsinites find themselves struggling with weight management and feel alone. Did you know there is support available? The State of Wisconsin Group Health Insurance Program subscribers and spouses can participate in Positively Me through the Well Wisconsin Program. Positively Me offers intensive, 12-month coaching support with trained professionals.

Other lifestyle management coaching programs focusing on weight management, nutrition, or physical activity are also available. Call WebMD to learn more at 1-800-821-6591.

Note: The updated 2025 Certificate of Coverage details that nutritional counseling is covered by health insurance for weight management. Bariatric surgery continues to be a covered benefit for certain members. Talk to your doctor about which option might be best for you.


Subscribe to the Health and Wellness News here. Enter your email address, follow the instructions provided, and be sure to check the box for Health and Wellness (under Member Updates). You may also check other types of ETF Email Updates you want to receive in your inbox.